Awards

Helping Australians find suitable finance solutions with a simple process is at the core of what we do, winning awards is the cream on top.

Don’t just take our word for it

If happy customers who have unearthed how easy it is to get the best possible vehicle finance, no matter the set wheels you’re after.

Excellent!
trustpilot-stars

Based on 1,352 reviews

trustpilot-stars Verifiedverified
30 Nov, 2023

Very quick ..

Very quick responses and had my car within a week

trustpilot-stars Verifiedverified
30 Nov, 2023

Easy to wor..

Easy to work with, good communication

trustpilot-stars Verifiedverified
30 Nov, 2023

Very helpfu..

Very helpful …. was keeping me up to date with what was going on

trustpilot-stars Verifiedverified
30 Nov, 2023

Very quick ..

Very quick responses and had my car within a week

trustpilot-stars Verifiedverified
30 Nov, 2023

Easy to wor..

Easy to work with, good communication

trustpilot-stars Verifiedverified
30 Nov, 2023

Very helpfu..

Very helpful …. was keeping me up to date with what was going on

Loan calculator

Loan amount

$

Interest rate

Loan term

Payment frequency

Balloon repayment

Weekly repayments*
$521.00
  • Total repayments $27,092.06
  • Total interest $2,092.06
*Estimate only and should not be relied on as true indication of your loan repayments, or a quote or indication of pre-qualification for any loan products. Based on loan amount and interest rate provided.
Our process

How it works

Using a broker for your finance needs allows you to compare lenders and find a product that suits your circumstance. Click here to learn more about our process.

Complete our quote form to let us know what you’re looking for

Based on your quote criteria, we’ll match you with suitable loan products

We’ll work with your chosen lender to finalise your application

Requested funds transferred so that you can complete your purchase

Want to know more?

When you speak to one of our Commercial Loan Brokers, they will assess your current situation and requirements, and provide advice on the best route to access the transport you need.

More information can be found here: Business Loans

After taking down your information, our brokers will have an answer regarding your loan application usually within 24 hours.

  1. Evaluate how much you can afford, taking all of your circumstances into account
  2. Provide expertise about which lenders are most likely to approve your application for finance, and where you will get the best deal.
  3. Prepare your application for finance and present it in a professional submission to the lender
  4. Arrange pre-approval on a loan to make shopping around hassle-free.

Driver’s licence, 3 to 6 months of bank statements, payslips. As soon as we have this info, we can make an application for a loan on your behalf.

Our rates start from 3.99%.

The interest rate that will apply to your loan will depend upon your credit history and a number of other factors such as the car you choose to buy, your assets and liabilities. 

Once your loan is approved, your finance broker will be able to calculate your maximum loan repayments, so that you can work out whether you will be able to comfortably afford the loan before you sign the contract.

It does depend on how many defaults you have, and what the reasons for them were. If it has only happened once or twice and there is a very good reason for it, you should still be fine to get a loan at a competitive rate. If you have a more extensive or a short credit history, our brokers will still be able to get you second chance.

Positive Lending Solutions specialise in arranging finance for people who have had a bad run, if you speak to a broker they will be able to work out exactly what’s right for you. They’ll make sure you get a loan contract that you can afford, starting you on the path to a clean credit history.

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