Car and EV

Your journey towards car or electric vehicle ownership begins here. Our team is dedicated to providing you with a seamless and rewarding experience through our extended lender panel, efficient process, and exceptional customer service.

Why Choose Us for Car and EV Loans?

Diverse Lender PanelWe understand that one size doesn’t fit all. That’s why we’ve partnered with a diverse range of lenders, ensuring you have access to a wide array of loan options. Whether you’re looking for a traditional car loan or exploring financing options for an electric vehicle, our extended lender panel gives you the flexibility to choose the terms that best suit your needs.
Streamlined and Efficient ProcessWe value your time, and we’ve designed our loan application process with efficiency in mind. Our user-friendly processes allow you to complete your application quickly and easily. Securing the finance you need for your car or EV are just a few clicks away.
Personalised GuidanceNavigating the world of car and EV loans can be complex, but you don’t have to do it alone. Whether you have questions about interest rates, loan terms, or any other aspect of the finance process, we’re here to help. We believe in empowering you with the knowledge to make informed decisions.
Competitive RatesOur commitment to securing competitive interest rates means you can drive away with confidence, knowing you’ve secured a loan that fits your budget. We negotiate on your behalf to ensure you get a suitable outcome.

Types of car loans

Choosing the right car loan product ensures you attain the most suitable option for your circumstance.

New or Demo

A chattel mortgage is a type of financing for a car or any other movable object like a boat or yacht that will be used exclusively for business purposes (or at least 50% of its lifetime). The lender grants the borrower the money to buy a commercial vehicle and places a “mortgage” over the car as security against the loan.

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Used

This is a type of personal loan that you take out to buy a car. It can be secured or unsecured although most borrowers use their car as security for the loan to get a lower interest rate and better terms. Unlike other car financing options, you won’t be required to use your vehicle for a specific purpose. You won’t also need a third party to secure the loan.

EV or Hybrid

Novated Lease

Available for individuals and businesses, this option involves the lender buying the car and leasing it to you as the borrower. You can use the car immediately with little or no capital outlay in exchange for monthly rental payments. You are also responsible for the car’s maintenance. At the end of the lease period, you can either refinance, return, or buy the car for its residual amount.

Vehicle for Business Use

This works like a finance lease where the lender purchases the vehicle and then rents it to you as the borrower. However, the lender retains ownership of the car and is responsible for its maintenance. You won’t have the risks associated with ownership and have no residual value liability. At the end of the term, you can choose to continue renting the car, buy it, or change to a newer vehicle model.

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Features

Loan term

1-7 Years

Loan Amount

Up to $250k

Rates

Options from an extended lender panel

Fees

No loan fees or early termination fees available

Repayment frequency

Weekly, Fortnightly, Monthly

Asset Condition

New or Used

Vendor Type

Dealer or Private

Balloon

Yes, options available

Loan Calculator

Loan amount

Interest rate

Loan term

Payment frequency

Weekly Fortnightly Monthly

Balloon repayment

Weekly repayments*

$521.00

Total repayments $27,092.06
Total interest $2,092.06

*Estimate only and should not be relied on as true indication of your loan repayments, or a quote or indication of pre-qualification for any loan products. Based on loan amount and interest rate provided.

Our process

How it works

Using a broker for your finance needs allows you to compare lenders and find a product that suits your circumstance. Click here to learn more about our process.