Loan Calculator
You can be sure the loans we source are from names you can trust. With more than 35 years of specialised finance experience, we’ve created the perfect one-stop solution that saves you hassle, time and money.
Awards
Helping Australians find suitable finance solutions with a simple process is at the core of what we do, winning awards is the cream on top.
Don’t just take our word for it
If happy customers who have unearthed how easy it is to get the best possible vehicle finance, no matter the set wheels you’re after.
Verified
Very quick ..
Very quick responses and had my car within a week
Verified
Easy to wor..
Easy to work with, good communication
Verified
Very helpfu..
Very helpful …. was keeping me up to date with what was going on
Verified
Very quick ..
Very quick responses and had my car within a week
Verified
Easy to wor..
Easy to work with, good communication
Verified
Very helpfu..
Very helpful …. was keeping me up to date with what was going on
How it works
Using a broker for your finance needs allows you to compare lenders and find a product that suits your circumstance. Click here to learn more about our process.
Want to know more?
When you speak to one of our Commercial Loan Brokers, they will assess your current situation and requirements, and provide advice on the best route to access the transport you need.
More information can be found here: Business Loans
No. We are able to provide a wide range of finance solutions, including:
After taking down your information, our brokers will have an answer regarding your loan application usually within 24 hours.
- Evaluate how much you can afford, taking all of your circumstances into account
- Provide expertise about which lenders are most likely to approve your application for finance, and where you will get the best deal.
- Prepare your application for finance and present it in a professional submission to the lender
- Arrange pre-approval on a loan to make shopping around hassle-free.
Driver’s licence, 3 to 6 months of bank statements, payslips. As soon as we have this info, we can make an application for a loan on your behalf.
Our rates start from 3.99%.
The interest rate that will apply to your loan will depend upon your credit history and a number of other factors such as the car you choose to buy, your assets and liabilities.
Once your loan is approved, your finance broker will be able to calculate your maximum loan repayments, so that you can work out whether you will be able to comfortably afford the loan before you sign the contract.
It does depend on how many defaults you have, and what the reasons for them were. If it has only happened once or twice and there is a very good reason for it, you should still be fine to get a loan at a competitive rate. If you have a more extensive or a short credit history, our brokers will still be able to get you second chance.
Positive Lending Solutions specialise in arranging finance for people who have had a bad run, if you speak to a broker they will be able to work out exactly what’s right for you. They’ll make sure you get a loan contract that you can afford, starting you on the path to a clean credit history.
Our latest resources
When it comes to getting your loan application across the line, it’s crucial that you understand your credit score.
In this blog, we’ll take a deep dive into what your credit score is, why it matters, and what increases and decreases it.
