Car finance options
to suit all needs

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New or used

Secure your new or used car, with options to suit dealer or private purchase.

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Award winning service

1000’s of Australians have experienced that award-winning service.

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Extensive lender panel

We partner with Australia’s leading lenders helping you find suitable finance solution.

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Pre approval within 24 hours

Explore your finance options so you can start car shopping today.

Our Process

How it works

Using a broker for your finance needs allows you to compare lenders and find a product that suits your circumstance. Reach out to the team to find out we can guide you through the process.

Generate a quote using the ‘get a quote’ online tool

Find out which lenders will satisfy your needs

Our team will do the heavy lifting with the lender of choice

Get funds into your account

Over 40 Car Loan Lenders

Find a suitable solution from Australia’s leading finance lenders.

Money3
TP24
Moneytech
Branded Financial Services
Selfco
Commonwealth Bank
Westpac
BOQ
ANZ
NAB
Autopay
Lumi
Wisr
Resimac Asset Finance
ScotPac Business Finance
Earlypay
Metro
Moneyplace
Ondeck
Now Finance
Capital Finance
SocietyOne Money Me
Prospa
Bizcap
Flexicommercial
Finance One
Banjo
Pepper Money
Alex Bank
Medfin Finance
Judobank
Azora
Moula
Affordable Car Loans
Dynamoney
Shift
AMMF
Latitude
Liberty
First Mac
Morris
Plenti
Angle Finance
ANZ
Pepper Money
Commonwealth Bank
NAB
Angle Finance
Plenti
Morris
First Mac
Liberty
Latitude
AMMF
Shift
Dynamoney
Affordable Car Loans
Moula
Azora
Judobank
Alex Bank
Banjo
BOQ
Bizcap
Prospa
SocietyOne Money Me
Flexicommercial
Medfin Finance
Finance One
Westpac
Ondeck
Moneyplace
Metro
Earlypay
Capital Finance
Now Finance
Wisr
ScotPac Business Finance
Resimac Asset Finance
Lumi
Autopay
Selfco
Branded Financial Services
Moneytech
TP24
Money3

Why choose us

Fast approval

Obtain pre and formal approvals promptly, providing you with generous time to secure your purchase.

Great customer service

Providing you with an outstanding experience is our priority, guiding you through every step of the process.

Rates from specialist lenders

We have access to an extensive panel of consumer and commercial lenders including the ‘Big 4’.

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Don`t just take our word for it

We’ve helped thousands of Australians save on finance and get the car, boat, bike, truck and more fast.

Our clients love us! Look at our reviews.

trustpilot-stars Verified verified
1 day ago
Outstanding Service and Result – Positive Lending Solutions truly exceeded my expectations. The team was professional, responsive, and genuinely cared about my experience. Thanks team!
trustpilot-stars Verified verified
2 days ago
Rob provided quality service and ensured we obtained the product that was right for us and at the lowest interest rate available. We have used Positive Lending Solutions in the past and we will use them again in the future.
trustpilot-stars Verified verified
10 days ago
Always a pleasure to use Positive Lending Solutions when refinancing. Very helpful, fast and easy communication to get the job done. Would highly recommend and will definitely be sticking with them for any finance matters.
trustpilot-stars Verified verified
8 days ago
I used Positive as my broker and I am so grateful that I did – I had no idea what I was doing and Elliot explained everything to me so it was easy to understand and I was able to make the best decisions for my circumstances. Really great experience, thank you Elliot!
trustpilot-stars Verified verified
5 days ago
Rob at Positive Lending Solutions was great to deal with. He went out of his way on many occasions to accommodate us and made the whole process runs smoothly. Anything we do financially now will go through this company. Thanks again 👍

Want to know more?

After taking down your information, our brokers will have an answer regarding your loan application usually within 24 hours.

Driver’s licence, 3 to 6 months of bank statements, payslips. As soon as we have this info, we can make an application for a loan on your behalf.

If you have continuous casual employment, we will be able to help you to find an appropriate car loan.

At Positive Lending Solutions we understand that a car is essential to get you to and from work, and we will source the appropriate loan within 24 hours.

  1. Evaluate how much you can afford, taking all of your circumstances into account
  2. Provide expertise about which lenders are most likely to approve your application for finance, and where you will get the best deal.
  3. Prepare your application for finance and present it in a professional submission to the lender
  4. Arrange pre-approval on a loan to make shopping around hassle-free.

Absolutely not.

We can help you to find the optimal car loan for your financial and personal situation, giving you a budget to shop within. With this knowledge, you can shop around for a car from a dealership or a private sale.

Once you find the car you want, let your broker know and they will ensure that you get a fair price, taking the stress out of negotiations for you.

Yes.

If you have the information regarding your partner’s residential history, liabilities, employment and income, we can get the loan process started. We will need to get a privacy consent from your partner in order to make the initial enquiries.

One of the most common defaults is a telephone bill default.

We can help with all kinds of bad credit, from an overdrawn bank statement, a credit file with a lot of enquiries, to unpaid defaults or discharged bankruptcy.

Once your loan is approved, your finance broker will be able to calculate your maximum loan repayments, so that you can work out whether you will be able to comfortably afford the loan before you sign the contract.

When you have a pre-approved loan, as long as we get all the documentation from you, we can have you in your new car by the next day.

Disclaimer

Loan Market Group Asset Finance Unit Trust (ABN 56 756 881 314), trading as Positive Lending Solutions, is an authorised credit representative (Credit Representative Number 543908) of LMG Broker Services Proprietary Limited Australian Credit Licence Number 517192.

Example: For a loan of $30,000 over 5 years at an interest rate of 5.64% p.a. (comparison rate of 7.63% p.a.), the total amount payable would be $35,692, with monthly repayments of $595.

The comparison rate is based on a $30,000 loan over 5 years and would vary for different amounts and terms. Any repayment estimates shown are for illustrative purposes only and do not constitute a formal credit offer. By submitting an enquiry, you may be contacted by a licensed finance broker to assist with your application. Loan approval is subject to lender credit criteria. Approval is not guaranteed.

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